While getting a mortgage in today’s market can be challenging if you have bad credit, it isn’t impossible. In fact, an increasing number of lenders assess mortgage applications manually, ignoring when the computer says no. Whatever financial blips you may have had in the past, we look through that to help you secure a mortgage if you’ve had a less than perfect credit history. If you’ve had any of the following, we may be able to help you:

  • CCJ’S
  • Bankruptcy
  • Missed Payments on Loans or Credit Cards
  • IVA’S
  • Debt Management Plans
  • Defaults

Finding which lenders might approve an application with these circumstances can be stressful and confusing. Which is where we can help. We know the market, including which lenders offer impaired credit mortgages, and what it takes to get your application approved.

if you require further information or would like to make an enquiry please contact us


Amanda reviewed our protection policies and managed to secure us a cheaper premium for more comprehensive cover, pleased with the service and nothing was too much trouble, great communication throughout. Highly recommend. Read more...

- Mr & Mrs Ruddy

Amanda was fantastic when i decided to buy my first house, i had a little trouble getting a mortgage but Amanda made sure she got me sorted, right from the word off, Amanda was on the phone with every little update which was very reassuring but also always on the other end when i had questions or qu... Read more...

- Mr Shear

Within 10 months of hard work I decided to sell my first house and move onto my next house which was even better than the first! So again a quick phone call to Amanda In January and by the end of February my first house was sold and I had the mammoth task of moving into my second house! Again Amanda... Read more...

- Mr Woodend

Well where can I start what a whirlwind of 2 years it has been! When I decided to buy my first house, I didn’t have a clue where to start! Within the first day of starting the mortgage process I found Amanda and honestly I wouldn’t look or go anywhere else now! From day one of my first mortgage ... Read more...

- My First House